checking
eChecking
Our most popular account
- eStatements (instead of paper statements)
- $100.00 deposit to open
- No monthly service charge
- No minimum balance required
- Unlimited check writing
- Unlimited debit or ATM transactions
- First check order free
- Free debit or ATM card*
Regular Checking
Our basic account
- $100.00 deposit to open
- Must keep an average daily balance above $200.00 to prevent monthly $8.00 service charge
- Unlimited check writing
- First check order free
- Free monthly statement with check images
- Free debit or ATM card*
Student Checking
Designed specifically for the full time high school or college student
- $100.00 deposit to open
- No monthly service charge
- No minimum balance required
- Unlimited check writing
- Unlimited debit or ATM transactions
- First check order free
- Free monthly statement with check images
- Free debit or ATM card*
Senior Citizen Checking
Designed specifically for our customers who reach the age of 50
- $100.00 deposit to open
- No monthly service charge
- No minimum balance required
- Unlimited check writing
- Free money orders or cashier's checks each month (limit 5)
- Ten free copies each month
- First check order free
- Free monthly statement with check images
- Free debit or ATM card*
Seniority Plus
Our preferred social, travel and banking services program designed for those 50 and over.
- $100.00 deposit to open
- No monthly service charge 1
- $500 minimum balance earns NOW account interest
- Unlimited transactions
- Free money orders or cashier's checks each month (limit 5)
- Free copies each month (limit 10)
- Free financial planning
- Educational seminars
- E-newsletter
- Free checks (1 box per year)
- Free eStatements2
- Free iBank access3
- Free debit or ATM card*
- Travel benefits
1 must keep an average daily combined balance of $5,000.00 in checking, savings or CD to prevent monthly $10.00 service charge
2 Paper statement delivery option will be charged a monthly fee
3 iBank (is required to view eStatements)
Excel Club Checking
The account that offers you the maximum benefits and services
- $100.00 deposit to open
- No minimum balance required
- Monthly service charge of $8.50
- Distinctive personalized checks
- $10.00 safe deposit box credit
- Free money orders and cashier's checks
- $10,000.00 Accidental death & dismemberment insurance
- $20,000.00 common carrier insurance
- Free Notary Service
- Free fax service
- Free photocopies (some restrictions apply)
- Security Benefits
- Travel & Entertainment Benefits
- Health Benefits
- Shopping Benefits
- Monthly statement with check images
- Free debit or ATM card*
Excel 55 Checking
Designed for our customers who have reached the age of 55 and still want the benefits and services of club checking
- Receive all the Excel benefits and services for one-half the regular monthly fee
- $100.00 deposit to open
- Monthly service charge of $4.25
- Free debit or ATM card*
Excel Club Plus Checking
An interest bearing account that offers you the maximum benefits and services
- $100.00 deposit to open
- Monthly service charge of $8.50
- Distinctive personalized checks
- $10.00 safe deposit box credit
- Free money orders and cashier's checks
- $10,000.00 Accidental death & dismemberment insurance
- $20,000.00 common carrier insurance
- Free Notary Service
- Free fax service
- Free photocopies (some restrictions apply)
- Security Benefits
- Travel & Entertainment Benefits
- Health Benefits
- Shopping Benefits
- Monthly statement with check images
- Free debit or ATM card*
Now Account Checking
Interest bearing account
- $500.00 deposit to open
- Must keep an average daily balance above $500.00 to prevent monthly $10.00 service charge
- Unlimited check writing
- First check order free
- Free monthly statement with check images
- Free debit or ATM card*
- Interest Rate and Annual Percentage Yield (APY) subject to change
Super Now Account Checking
Interest bearing account
- $1000.00 deposit to open
- Must keep an average daily balance above $1000.00 to prevent monthly $10.00 service charge
- Unlimited check writing
- First check order free
- Free monthly statement with check images
- Free debit or ATM card*
- Interest Rate and Annual Percentage Yield (APY) subject to change
Money Market Investment
Our most popular tiered interest bearing account
- $2500.00 deposit to open
- Must keep and average daily balance above $2500.00 to prevent monthly $10.00 service charge
- Up to 6 withdraws a month
- Free monthly statement
- Interest Rate and Annual Percentage Yield (APY) subject to change
*Free debit card or ATM card subject to approval. Apply now (existing checking account required)
