Savings

Passbook Savings	Rate	APY*	Notes
	.15	.15
Christmas Club	Rate	APY*	Notes
	0.15	0.15	Check mailed out Nov. 15th each year
Vacation Club	Rate	APY*	Notes
	0.50	0.50	Check mailed out May 1st each year

rates subject to change without notice

*APY = Annual Percentage Yield

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